FHA Loan Articles & Resources

Expert insight, guides, and information to help you navigate the FHA loan process, understand requirements,
and make informed decisions about your home financing 

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date icon December 15, 2025
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Test Article (Clone)
Test Article (Clone)

this is a test example of articles that could go here as an example of being a test article.

date icon December 15, 2025
time icon 8 min read
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Test Article
Test Article

this is a test example of articles that could go here as an example of being a test article.

date icon December 15, 2025
time icon 8 min read
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Take the first step toward homeownership with an FHA loan. Our experience loan officers are here to guide you through the process and answer all your questions.

Your trusted partner for FHA loan financing. Helping families achieve homeownership with low down payments and flexible credit requirements

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Union Home Mortgage Corp.
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*500 credit score is still subject to AUS approval. Agency terms and conditions may apply. This credit score is not eligible for Construction to Permanent or Renovation loans.
3.5% down payment example for a 30-year fixed-rate FHA loan: Total sales price $300,000, down payment $10,500, loan amount $289,500, interest rate 6.5%, Annual Percentage Rate (APR) 6.719%, final principal and interest payment $1,829.84. 3.5% down payment example for a 15-year fixed-rate FHA loan: Total sales price $300,000, down payment $10,500, loan amount $289,500, interest rate 6.5%, Annual Percentage Rate (APR) 6.774%, final principal and interest payment $2,521.86. Taxes, insurance, and mortgage insurance will be part of the total mortgage payment but are not included in this example. This example is for illustrative purposes only and may differ from the current interest rate offered. Call for the current rate and full disclosure of current terms.
Copyright © Union Home Mortgage Corp. 2025 // 8241 Dow Circle West, Strongsville, Ohio 44136
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Your trusted partner for FHA loan financing. Helping families achieve homeownership with low down payments and flexible credit requirements

Powered by

Union Home Mortgage Corp.
Powered by Union Home Mortgage Corp. NMLS #2229, NMLS Consumer Access website
*500 credit score is still subject to AUS approval. Agency terms and conditions may apply. This credit score is not eligible for Construction to Permanent or Renovation loans.
3.5% down payment example for a 30-year fixed-rate FHA loan: Total sales price $300,000, down payment $10,500, loan amount $289,500, interest rate 6.5%, Annual Percentage Rate (APR) 6.719%, final principal and interest payment $1,829.84. 3.5% down payment example for a 15-year fixed-rate FHA loan: Total sales price $300,000, down payment $10,500, loan amount $289,500, interest rate 6.5%, Annual Percentage Rate (APR) 6.774%, final principal and interest payment $2,521.86. Taxes, insurance, and mortgage insurance will be part of the total mortgage payment but are not included in this example. This example is for illustrative purposes only and may differ from the current interest rate offered. Call for the current rate and full disclosure of current terms.
Copyright © Union Home Mortgage Corp. 2025 // 8241 Dow Circle West, Strongsville, Ohio 44136